Open a Path2College 529 Plan account in minutes

You can open a Path2College 529 Plan account quickly and easily. Start their education savings now!

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How to open an account

Watch a short video for a step-by-step guide to opening a Path2College 529 Plan account

Account owner

(the person in charge of the account)

  • Name
  • Social Security Number or Taxpayer Identification Number
  • Date of birth
  • Current address
  • Investment portfolio decision
  • Bank account routing number

Beneficiary

(the person you’re saving money for)

  • Name
  • Social Security Number or Taxpayer Identification Number
  • Date of birth
  • Current address

Note: You can be the beneficiary of your own account.

Successor*

(the person who would take over the account in the event of the account owner’s death)

  • Name
  • Date of birth
  • Telephone number

529 fact

An account can be opened in anyone’s name (like a parent, partner, grandparent or family friend) and transferred later.

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For those with a hearing impairment, please contact us at the number above via a relay service. Language translation services available upon request.

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Relevant FAQs

Anyone with a valid Social Security Number or Taxpayer Identification Number can be the beneficiary, including the account owner. Learn more about who can open, benefit from and contribute to Path2College 529 Plan here.

No, but you might want to have a separate account for each child. Since there is no cost associated with opening a Path2College 529 Plan account or owning more than one account, many parents opt to open separate accounts for each child.

You might do this to align investment strategies with the time frame each child will begin using the funds. For example, an older child’s account could be more conservatively invested to help protect your contributions as they near college, whereas a younger child’s account might be invested to balance growth and income strategies during a longer time frame. You may also prefer to pay college expenses first out of your highest growth account to maximize federal tax benefits and to encourage gift contributions from friends and family.

Keep in mind that a Path2College 529 Plan allows you the flexibility to select multiple investment portfolio options within each account. This offers you more control to manage risk on your terms. For example, adding the Principal Plus Interest Portfolio can help ensure a portion of your college savings is principal-protected.

Multiple accounts can also aid in estate planning by ensuring that college funds are allocated appropriately to each beneficiary upon the death of the account owner. However, if you prefer to save in a single account, you can do so. You can change beneficiaries at any time and at no additional cost.

There are no sales charges, startup or maintenance fees associated with Path2College 529 accounts. For details on total annual asset-based fees, comprised of the underlying investment expenses for each investment option, the plan manager fee and state administration fee, review the Plan Fees for each individual investment portfolio.

Yes. You can transfer funds from another 529 plan to your Path2College 529 Plan account for the same beneficiary once within a 12-month period without incurring tax penalties.

Consolidating education savings into a Path2College 529 Plan also gives you a single view of your savings and performance as well as single-step payments to colleges, universities, K-12 schools, etc.

Path2College 529 Plan expenses are currently the lowest in the country.1 You pay no sales charges, startup fees or maintenance fees.

Note that incoming rollover funds do not qualify as contributions for the Georgia state income tax deduction. The 529 plan from which you are transferring funds may be subject to different features, costs and surrender charges. It is recommended that you consult your tax advisor or the other 529 college savings plan prior to making any decisions. For more information, see How to manage an incoming rollover from another 529 saving plan account.

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